How a GPT Works For You

These checks are recent payouts to other cashcrate members. They used the power of recruiting. Plus they did a few offers & surveys for free.

Isn't it lush? Seeing these - I'm cautiously optimistic. It's a great testament to how far you can go. That's for sure.

Get Paid To sites have been exploding so I just wanted this to be a portal. Share what you know. If you learn something along the way even better!

To go ahead & get started right away makin' money, just click here! Otherwise...

The main one I've been involved with is called CashCrate. (I'll share with you what I consider the second and third best are, in future posts).

I've done the research. Saved you the work. All to see what this whole system has to offer. What I've found is that you can complete fantastic offers sometimes. I've seen insightful surveys that help shape the future of products & services we'll all eventually be offered. So by doing them you really are helping out.

But there's a hidden side to the gpt systems that you may not know. The fact is that you can get multiple streams of income. Without doing multiple amounts of the work. It's thru setting up a strong referral stream of passive income instead. So get past any fear of failure by refocusing on those checks pictured above Give it all you've got. I think you'll be very pleasantly surprised!

See, with Cashcrate, like the other gpts out there, the power of compounding is at work. The seeds you plant really come back to you. You reap your harvest much more quickly than in other industries. Like mlms (multilevel marketing companies). That's because they're free to join, free to sign up with.

With CashCrate you get to start out at what they call the Bronze Level. This earns you a full 20% of what your signups, make.

The even better news is that while you're in Bronze, you also get to earn an additional 10% of the earnings of their respective signups. That's awesome for you & me. But wait - it gets better...
After achieving so many signups that you have 50 people signed up under you, who're actively earning money, (either thru doing offers or referring people, or both) , you move up to the next level, Silver.

Silver pays out 25% of the earnings of your 1st level. You still get that earlier mentioned 10% of the second level (remember: your second level are your signups signups!)

Once you've reached a total of 150 other people signed up under you, which is easy because it's free, you're now at Gold Level. Gold pays 25% for your first level signups, plus a sweet 15% of your second. Isn't that like - well complete & utter coolness? It's so great because you aren't selling anything. People love the chance to make all the extra money they can. Always have, but now more so than ever.

The thing about this is that it's something really anyone can do. Keep that in mind when you're seeking your signups. You aren't selling anyone anything. That greatly helps. This is where you're work pays you back. If someone drops out, or no longer wants to complete surveys, there's always another there in your 1st & 2nd levels to take up the monetary slack. You can always increase your efforts, for free, right? Is it work? Yes. Yes it is.

Once you sign up, you'll be assigned a unique-to-you referral ID number.

Adding your referral URL to your signature is a great way to get signups without much effort.

Join groups. Talk about CashCrate . Discuss the money you've made. Talk about what you love about it. Those are proven great strategies you need to leverage your blogs, groups, message boards etc. Add your signature with a link to your referral number to your outgoing email. Change the settings so it automatically gets included with every email you send out. Simple. You're now making money while you snooze at night. Because other ppl see it and sign up under your ID #.

So getting back to the levels... At 300 active, participating members who are all signed up under you, you achieve the glory of the Platinum Level. Platinum's great, again a testament to the power of leverage. When you reach it, you'll really start to do your happy dance. Platinum pays very well. Far above a lot other gpt sites out there. Here you get to have a tasty 30% of your first level's money pie. Ch-ching! You'll also still receive a nice 15% in sweet passive income as you collect all your signups' signups, not to mention snort-laughing all the way to the bank.

Finally, we have *cue the Heaven's parting orchestral music* the Big Kahuna. Aka The Elite Level. Now you're cooking with oil, as my daddy used to say.

When you've churned out the work of posting online, made your handy fliers, wallpapered your city with them, online in both domestic and foreign countries haha... With your 500 active referrals under you - you pretty much deserve that levels pay. Elite pays you like it sounds like it would.

Here you'll happily receive 30% on your incredible first level, and 20% of your second's.
You also get the option to choose whether you'd like to receive either: $1.00 for every active referral you have from the U.S.A. Canada or the U.K. who completes thier first (that has cleared), or - $3.00 when a referral from any country earns their first $10.00

It's up to you. From what I can tell - you have the option to change that at anytime.

So.
Continue to blog. Post about what you like about your gpt. Just refer people as you go. The really convenient part is they mail your paychecks. To your home... delivered right to your door. Nice!

Another thing to keep in mind is: be sure to use AutoFill. It's that button in your browser if you have Windows Vista. Go to Tools, click Internet Options, click Delete & choose to Clear Cookies in between surveys . Have a dedicated email separate from your usual one. Keeps the mail you're generating doing offers separate from your usual mailbox. You'll thank me later!
Any other questions that come up , after you sign up , go to Forums. Or just post a question here.

See you on the other side of Elite Level when I get there. Hey! Will you join me?

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Mini-Finance Glossary

Mini Finance Glossary here! When dealing with real estate finance, do you know the context that words you've heard before really mean, in terms of buying a house? It'll help if you do. It's part of the reason so many are losing their shirts in the foreclosure status quo. Don't you be next!
Any of these look familiar?

Acceleration Clause: Ok. This means, essentially, that if you as the borrower can't, won't or don't pay your loan back --in the way you said you would (and by 'said' I mean your signature), then you agree that the whole and entire amount of money you owe is now due. Right this minute! All promissory (not promissary) notes have an implied acceleration clause, even if it's not spelled out. Keep that in mind.

Due On Sale Clause: Alrighty, this is saying you agree that you won't sell your house (or whatever property the clause is being applied to). Very similar to the above mentioned acceleration clause. The lender is asserting their right to get (from you, right now!) all the money you owe IF YOU SELL. So, if you see this in your contract, it's easy -- don't try to sell it without the lender knowing. If you do, you owe all the money you were paying on a monthly basis, immediately! Basically, all loans have to be paid off when sold (ideally). A mortgage is a loan, and therefore, due when and if that happens. Now, it's the lender's choice whether or not to enforce it. But usually, they do.

In Lieu of: okay, this pretty much means the same in or outside of the real estate context. It means 'instead of.' As in "deed 'in lieu of' foreclosure." (The lender will take the property subject to any and all junior liens).

Discount Points: Interest (the money you pay for the privilege of borrowing money) that you pay UP FRONT. The lender's saying "If you pay me some more interest now, you can pay me less interest later." That's what they're saying, so just know that.

Points you pay are the same on virtually all loans. The word 'yield' equals... profits! For the lender. Points are paid to include yield to the lender. So it's almost like you want to increase their yield on the front end to sort of entice them to like, totally lower the ultimate profit they really want to get later! My opinion? Don't pay points. Like, ever. UnLESS -- you can talk the seller into paying them; if you're that clever, then I guess it's ok, isn't it?

And...

One discount point's gonna lower the rate of interest 1/8th a percent. So of course the opposite's true.
One point conversely raises the yield one-eighth of a percent (of the loan amount). So to wrap, points are just a percent. Of the loan.

Mmkay.

Let's move on.

Capital Gains: A gain is an advantage right? A positive sounding thing, to be sure. Well it is in this arena too. A gain from the the sale of real property (real property means: not personal property, or, believe it or not, 'personalty' and 'chattel') anyway, a gain is called a capital gain when a person sells realty for more than they paid for it.

If you sell anything and get more for it than what you originally paid, you are said to have 'realized' a gain. Now, the profits realized from the sale OR exchange of real property, are taxed. Those profits are taxed as ordinary ol' income IF IT'S A SHORT TERM capial gain. Short term is defined as twelve months or less. The maximum tax rate that applies to long term capital gain is fifteen percent. Long term being held longer than twelve months.

Fun things can happen when when you get the knack of exchanging your property for another, VERY SIMILAR, property. Oh sweetness in store... Like, for one, you don't have to pay capital gains on that exchange. The name for this situation is ten thirty-one. It's 1031 because that is the number of the Internal Revenue Service's code for it. So, check with them before attempting to do this. Consult with them before even thinking of attempting to do this! Very similar is in reference to the fact that the two items of property are very alike in nature, even if they don't exactly look alike so much, and therefore are referred to as 'Like-kind' exchanges.

After talking with them, and a really good lawyer, it can be very cool a thing to delve into.

Click here to get cash for your Mortgage note.

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Got Notes?

Despite a bearish sagging economy and what the Wall Street Journal called "stagflation," there's still plenty of money to be made by the average person in notes.

Notes are created when real estate, or realty, is sold, and the seller, or the mortgagor, or the trustor, acts as the lender in the transaction, carrying the mortgage to pretty much help the buyer, or the mortgagee, or the beneficiary, buy the realty. Since the seller agrees to carry a portion of the balance of the sales price, known as the principal, this iou is simply called the note.

Notes are discounted when they're sold because they're a promise to pay future money owed.

Future money's not nearly as real as present money, so for that fact, and due to the oldest marketing principle known to mankind, supply and demand, they are sold and bought at a discount. That is, discounted from the principal amount.

Where the money comes in, is in finding investors to buy these discounted notes. In fact, actual lenders bundle and package-sell so many of these that they make up what is called the secondary mortgage market. You don't have to be a player in the secondary mortgage market to make lump sums. There are literally thousands of people holding iou notes who'd love to liquidate for various reasons, and if you can locate them, backed by investors with deep pockets, integrity and experience, these investors would love for you to be the finder, while they become the funder in these transactions.

Note holders don't even have to liquidate the entire note. They can opt to sell a portion, say 10 years worth of incoming payments, for example, while keeping any ballon attached to the end of the mortgage term, or they can choose to sell 24 months' worth of payment stream. Or just the balloon. It's all up to them, and, it's all up to you as the finder. You'll simply negotiate your fee upfront, in writing, and receive your payment for being the middle-man, or brokering the deal, at closing.

Typically, you want to stick with a small percentage of the deal. Three to ten, or even eleven percent of the total value of the note is standard now (in 2008). You can be ridiculous in your pricing after you've established your reputation in the industry. Better to remain somewhat prudent to start. Obviously, lowering your percentage fee when it feels right can only help open up the chances of you landing the fees the you want later, with more experience.

Sources for notes are endless. County clerks offices, real estate agents, brokers and realtors are all great places to start. With any luck, some research, and due diligence on your part, you can be raking in some serious part-time dough in no time!

Click here to get cash for your settlement note now!

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